{"id":3446,"date":"2025-04-14T09:08:02","date_gmt":"2025-04-14T07:08:02","guid":{"rendered":"https:\/\/conseillerfinanciergeneve.ch\/actualites\/"},"modified":"2026-04-04T23:53:18","modified_gmt":"2026-04-04T21:53:18","slug":"actualites","status":"publish","type":"page","link":"https:\/\/conseillerfinanciergeneve.ch\/en\/actualites\/","title":{"rendered":"News"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"3446\" class=\"elementor elementor-3446\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ee2db15 e-flex e-con-boxed e-con e-parent\" data-id=\"ee2db15\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c64a970 e-flex e-con-boxed e-con e-parent\" data-id=\"c64a970\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-351cdd69 animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"351cdd69\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Our Articles<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-697f275e animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"697f275e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Our consulting expertise<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e72ef1f elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-card-shadow-yes elementor-posts__hover-gradient elementor-widget elementor-widget-posts\" data-id=\"4e72ef1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;pagination_type&quot;:&quot;numbers_and_prev_next&quot;,&quot;cards_columns&quot;:&quot;3&quot;,&quot;cards_columns_tablet&quot;:&quot;2&quot;,&quot;cards_columns_mobile&quot;:&quot;1&quot;,&quot;cards_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;cards_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;cards_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.cards\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-cards elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-6217 post type-post status-publish format-standard has-post-thumbnail hentry category-prevoyance\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/retard-cmu-lamal\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1376\" height=\"768\" src=\"https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/choix-dassurance-sante-transfrontalier.jpg\" class=\"attachment-full size-full wp-image-6218\" alt=\"Un homme en costume contemple deux options lumineuses au sol dans un bureau moderne. Une horloge affiche une deadline, vue sur montagnes et ville.\" srcset=\"https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/choix-dassurance-sante-transfrontalier.jpg 1376w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/choix-dassurance-sante-transfrontalier-300x167.jpg 300w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/choix-dassurance-sante-transfrontalier-1024x572.jpg 1024w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/choix-dassurance-sante-transfrontalier-768x429.jpg 768w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/choix-dassurance-sante-transfrontalier-18x10.jpg 18w\" sizes=\"(max-width: 1376px) 100vw, 1376px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/retard-cmu-lamal\/\" >\n\t\t\t\tChoix LAMal ou CMU : quels risques en cas de retard ?\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>L&rsquo;essentiel \u00e0 retenir : le droit d&rsquo;option doit \u00eatre exerc\u00e9 imp\u00e9rativement dans les trois mois suivant la prise de poste en Suisse. Pass\u00e9 ce d\u00e9lai, une affiliation d&rsquo;office irr\u00e9vocable \u00e0 la LAMal est impos\u00e9e par le canton, supprimant toute libert\u00e9 de choix. Cette rigueur administrative \u00e9vite une absence de couverture<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t18 September 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-6702 post type-post status-publish format-standard has-post-thumbnail hentry category-prevoyance\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/organiser-succession-suisse-reforme-2023\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"1376\" height=\"768\" src=\"https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/planification-intergenerationnelle-paisible.jpg\" class=\"attachment-full size-full wp-image-6703\" alt=\"Un homme \u00e2g\u00e9 et une femme consultent des documents juridiques autour d&#039;une table avec vue sur les Alpes suisses.\" srcset=\"https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/planification-intergenerationnelle-paisible.jpg 1376w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/planification-intergenerationnelle-paisible-300x167.jpg 300w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/planification-intergenerationnelle-paisible-1024x572.jpg 1024w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/planification-intergenerationnelle-paisible-768x429.jpg 768w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/planification-intergenerationnelle-paisible-18x10.jpg 18w\" sizes=\"(max-width: 1376px) 100vw, 1376px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/organiser-succession-suisse-reforme-2023\/\" >\n\t\t\t\tOrganiser sa succession en Suisse : r\u00e9ussir sa transmission\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>L&rsquo;essentiel \u00e0 retenir : la r\u00e9forme de 2023 accro\u00eet votre libert\u00e9 testamentaire en r\u00e9duisant la r\u00e9serve des descendants \u00e0 50 % et en supprimant celle des parents. Cette flexibilit\u00e9 facilite la protection du concubin ou la transmission d&rsquo;entreprise, bien que la vigilance fiscale reste de mise, notamment en contexte franco-suisse<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t18 September 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-6204 post type-post status-publish format-standard has-post-thumbnail hentry category-prevoyance\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/3eme-pilier-succession\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"1376\" height=\"768\" src=\"https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/sphere-de-capital-securise.jpg\" class=\"attachment-full size-full wp-image-6205\" alt=\"Une sph\u00e8re dor\u00e9e lumineuse sur une surface sombre, entour\u00e9e de graphiques financiers ascendants. Arri\u00e8re-plan flou d&#039;oc\u00e9an et ville au lever\/coucher du soleil.\" srcset=\"https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/sphere-de-capital-securise.jpg 1376w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/sphere-de-capital-securise-300x167.jpg 300w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/sphere-de-capital-securise-1024x572.jpg 1024w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/sphere-de-capital-securise-768x429.jpg 768w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/sphere-de-capital-securise-18x10.jpg 18w\" sizes=\"(max-width: 1376px) 100vw, 1376px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/3eme-pilier-succession\/\" >\n\t\t\t\t3eme pilier et succession : s\u00e9curisez votre capital en 2026\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Ce qu&rsquo;il faut retenir : le capital du 3\u00e8me pilier est vers\u00e9 directement aux b\u00e9n\u00e9ficiaires hors succession civile, garantissant une disponibilit\u00e9 rapide des fonds. Cette protection est renforc\u00e9e par l&rsquo;insaisissabilit\u00e9 du capital. L&rsquo;ordre des b\u00e9n\u00e9ficiaires, r\u00e9gi par l&rsquo;OPP 3, peut \u00eatre modifi\u00e9 par \u00e9crit pour prot\u00e9ger un concubin apr\u00e8s 5<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t16 September 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-6699 post type-post status-publish format-standard has-post-thumbnail hentry category-investissements\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/analyse-marches-financiers-semaine-37-2\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1376\" height=\"768\" src=\"https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/eee5261a-41b0-4941-ac42-2f955c8ff063.jpg\" class=\"attachment-full size-full wp-image-6700\" alt=\"Tableau de bord financier num\u00e9rique montrant le p\u00e9trole en hausse, Wall Street en progression et des indices asiatiques en baisse.\" srcset=\"https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/eee5261a-41b0-4941-ac42-2f955c8ff063.jpg 1376w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/eee5261a-41b0-4941-ac42-2f955c8ff063-300x167.jpg 300w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/eee5261a-41b0-4941-ac42-2f955c8ff063-1024x572.jpg 1024w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/eee5261a-41b0-4941-ac42-2f955c8ff063-768x429.jpg 768w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/eee5261a-41b0-4941-ac42-2f955c8ff063-18x10.jpg 18w\" sizes=\"(max-width: 1376px) 100vw, 1376px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/analyse-marches-financiers-semaine-37-2\/\" >\n\t\t\t\tAnalyse march\u00e9s financiers semaine 37 : emploi et brut records\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>L&rsquo;essentiel \u00e0 retenir : la r\u00e9silience du march\u00e9 de l&#8217;emploi am\u00e9ricain, avec 162 000 cr\u00e9ations de postes, soutient Wall Street malgr\u00e9 des taux \u00e9lev\u00e9s. Cette vigueur, coupl\u00e9e \u00e0 un p\u00e9trole d\u00e9passant les 90 dollars, maintient une pression inflationniste forte sur la Fed et la BCE. Anticipez cette volatilit\u00e9 en ajustant<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t15 September 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-6200 post type-post status-publish format-standard has-post-thumbnail hentry category-prevoyance\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/facteurs-rente-avs-lpp\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1376\" height=\"768\" src=\"https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/planification-financiere-sereine-1.jpg\" class=\"attachment-full size-full wp-image-6202\" alt=\"Homme d&#039;\u00e2ge m\u00fbr consultant des graphiques financiers sur tablette, face \u00e0 un paysage verdoyant et serein.\" srcset=\"https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/planification-financiere-sereine-1.jpg 1376w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/planification-financiere-sereine-1-300x167.jpg 300w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/planification-financiere-sereine-1-1024x572.jpg 1024w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/planification-financiere-sereine-1-768x429.jpg 768w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/planification-financiere-sereine-1-18x10.jpg 18w\" sizes=\"(max-width: 1376px) 100vw, 1376px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/facteurs-rente-avs-lpp\/\" >\n\t\t\t\tRente AVS LPP : optimisez votre futur revenu de retraite\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>L&rsquo;essentiel \u00e0 retenir : la rente AVS, plafonn\u00e9e \u00e0 2 520 CHF en 2026, exige 44 ans de cotisations continues, tandis que la LPP et le 3e pilier compl\u00e8tent vos revenus. Anticiper les lacunes et optimiser les rachats permet de r\u00e9duire vos imp\u00f4ts tout en s\u00e9curisant votre futur niveau de<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t14 September 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-6194 post type-post status-publish format-standard has-post-thumbnail hentry category-prevoyance\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/deces-heritage-lpp\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1376\" height=\"768\" src=\"https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/couple-planifiant-lavenir-avec-serenite.jpg\" class=\"attachment-full size-full wp-image-6195\" alt=\"Couple souriant sur un canap\u00e9, examinant des documents et une tablette. Fen\u00eatre avec lac et montagnes. Sc\u00e8ne de planification financi\u00e8re.\" srcset=\"https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/couple-planifiant-lavenir-avec-serenite.jpg 1376w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/couple-planifiant-lavenir-avec-serenite-300x167.jpg 300w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/couple-planifiant-lavenir-avec-serenite-1024x572.jpg 1024w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/couple-planifiant-lavenir-avec-serenite-768x429.jpg 768w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/couple-planifiant-lavenir-avec-serenite-18x10.jpg 18w\" sizes=\"(max-width: 1376px) 100vw, 1376px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/deces-heritage-lpp\/\" >\n\t\t\t\tH\u00e9ritage LPP en Suisse : qui r\u00e9cup\u00e8re vos avoirs ?\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Ce qu&rsquo;il faut retenir : le 2e pilier est r\u00e9gi par la loi sur la pr\u00e9voyance professionnelle et non par le droit successoral, rendant le testament inop\u00e9rant pour ces avoirs. Cette distinction garantit une protection prioritaire aux conjoints et enfants. Un fait marquant : le partenaire de vie non mari\u00e9<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t12 September 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-6693 post type-post status-publish format-standard has-post-thumbnail hentry category-emploi\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/emploi-cern-hug-mobilite-geneve\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1376\" height=\"768\" src=\"https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/nexus-urbain-dynamique-economie-science-sante.jpg\" class=\"attachment-full size-full wp-image-6694\" alt=\"Foule de professionnels dans un centre d&#039;affaires moderne \u00e0 Gen\u00e8ve avec un train en arri\u00e8re-plan et des graphiques num\u00e9riques.\" srcset=\"https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/nexus-urbain-dynamique-economie-science-sante.jpg 1376w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/nexus-urbain-dynamique-economie-science-sante-300x167.jpg 300w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/nexus-urbain-dynamique-economie-science-sante-1024x572.jpg 1024w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/nexus-urbain-dynamique-economie-science-sante-768x429.jpg 768w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/nexus-urbain-dynamique-economie-science-sante-18x10.jpg 18w\" sizes=\"(max-width: 1376px) 100vw, 1376px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/emploi-cern-hug-mobilite-geneve\/\" >\n\t\t\t\tActualit\u00e9s frontaliers Gen\u00e8ve : emploi, trafic et \u00e9conomie\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>L&rsquo;essentiel \u00e0 retenir : le Grand Gen\u00e8ve engage 182 millions de CHF pour transformer la mobilit\u00e9 transfrontali\u00e8re d&rsquo;ici 2032, incluant des BHNS et parcs-relais. Cette dynamique s&rsquo;accompagne de recrutements strat\u00e9giques au CERN, avec des salaires d\u00e8s 9 236 CHF. Anticipez toutefois des perturbations sur les lignes L3, L4 et L7<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t12 September 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-6687 post type-post status-publish format-standard has-post-thumbnail hentry category-prevoyance\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/actions-rentree-optimisation-3e-pilier\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1376\" height=\"768\" src=\"https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/planification-financiere-avec-vue-sur-les-alpes.jpg\" class=\"attachment-full size-full wp-image-6688\" alt=\"Professionnelle en costume consultant un graphique financier sur tablette face \u00e0 une vue sur les Alpes suisses.\" srcset=\"https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/planification-financiere-avec-vue-sur-les-alpes.jpg 1376w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/planification-financiere-avec-vue-sur-les-alpes-300x167.jpg 300w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/planification-financiere-avec-vue-sur-les-alpes-1024x572.jpg 1024w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/planification-financiere-avec-vue-sur-les-alpes-768x429.jpg 768w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/planification-financiere-avec-vue-sur-les-alpes-18x10.jpg 18w\" sizes=\"(max-width: 1376px) 100vw, 1376px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/actions-rentree-optimisation-3e-pilier\/\" >\n\t\t\t\tComment optimiser son 3e pilier suisse d\u00e8s la rentr\u00e9e\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>L&rsquo;essentiel \u00e0 retenir : anticiper vos versements d\u00e8s la rentr\u00e9e permet de maximiser vos int\u00e9r\u00eats compos\u00e9s et de s\u00e9curiser vos d\u00e9ductions fiscales 2026. En agissant t\u00f4t, vous \u00e9vitez la saturation administrative de fin d&rsquo;ann\u00e9e tout en profitant du nouveau dispositif de rachat r\u00e9troactif. Avec un plafond de 7 258 CHF<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t11 September 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-6177 post type-post status-publish format-standard has-post-thumbnail hentry category-investissements\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/immobilier-luxe-geneve\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1376\" height=\"768\" src=\"https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/villa-luxueuse-sur-les-hauteurs-de-cologny.jpg\" class=\"attachment-full size-full wp-image-6178\" alt=\"Vue a\u00e9rienne d&#039;une villa de luxe moderne avec piscine et jardins en terrasses, donnant sur le Lac L\u00e9man et les montagnes.\" srcset=\"https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/villa-luxueuse-sur-les-hauteurs-de-cologny.jpg 1376w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/villa-luxueuse-sur-les-hauteurs-de-cologny-300x167.jpg 300w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/villa-luxueuse-sur-les-hauteurs-de-cologny-1024x572.jpg 1024w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/villa-luxueuse-sur-les-hauteurs-de-cologny-768x429.jpg 768w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/villa-luxueuse-sur-les-hauteurs-de-cologny-18x10.jpg 18w\" sizes=\"(max-width: 1376px) 100vw, 1376px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/immobilier-luxe-geneve\/\" >\n\t\t\t\tImmobilier de luxe \u00e0 Gen\u00e8ve : investissement et fiscalit\u00e9\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>L&rsquo;essentiel \u00e0 retenir : l&rsquo;investissement dans l&rsquo;immobilier de luxe genevois repose sur l&rsquo;acc\u00e8s privil\u00e9gi\u00e9 au march\u00e9 off-market et une d\u00e9tention longue pour optimiser la fiscalit\u00e9. Cette strat\u00e9gie permet de s\u00e9curiser des biens exclusifs \u00e0 Cologny ou Champel tout en r\u00e9duisant l&rsquo;imp\u00f4t sur les gains immobiliers, qui chute de 50 %<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t10 September 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-6681 post type-post status-publish format-standard has-post-thumbnail hentry category-investissements\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/analyse-marches-financiers-semaine-37\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1376\" height=\"768\" src=\"https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/2da921af-76b2-47cb-bcb1-ea16adba4011.jpg\" class=\"attachment-full size-full wp-image-6682\" alt=\"Une femme d&#039;affaires devant un \u00e9cran tactile affichant des graphiques boursiers et une hausse du prix du p\u00e9trole.\" srcset=\"https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/2da921af-76b2-47cb-bcb1-ea16adba4011.jpg 1376w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/2da921af-76b2-47cb-bcb1-ea16adba4011-300x167.jpg 300w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/2da921af-76b2-47cb-bcb1-ea16adba4011-1024x572.jpg 1024w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/2da921af-76b2-47cb-bcb1-ea16adba4011-768x429.jpg 768w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/2da921af-76b2-47cb-bcb1-ea16adba4011-18x10.jpg 18w\" sizes=\"(max-width: 1376px) 100vw, 1376px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/analyse-marches-financiers-semaine-37\/\" >\n\t\t\t\tAnalyse march\u00e9s financiers hebdomadaire : emploi et brut records\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>L&rsquo;\u00e9conomie am\u00e9ricaine affiche une vigueur inattendue avec 162 000 cr\u00e9ations d&#8217;emplois en ao\u00fbt, pulv\u00e9risant les pr\u00e9visions. Ce dynamisme, coupl\u00e9 \u00e0 un Brent fr\u00f4lant les 100 dollars, ravive les pressions inflationnistes et r\u00e9duit la marge de man\u0153uvre de la Fed. Face \u00e0 cette volatilit\u00e9 accrue, un audit patrimonial rigoureux est indispensable<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t9 September 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-6171 post type-post status-publish format-standard has-post-thumbnail hentry category-investissements\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/crypto-diversifier\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1376\" height=\"768\" src=\"https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/diversification-dactifs-numeriques.jpg\" class=\"attachment-full size-full wp-image-6172\" alt=\"Un homme en costume examine un affichage holographique de cryptomonnaies (BTC, ETH, DeFi) et graphiques de tendance dans un bureau moderne.\" srcset=\"https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/diversification-dactifs-numeriques.jpg 1376w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/diversification-dactifs-numeriques-300x167.jpg 300w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/diversification-dactifs-numeriques-1024x572.jpg 1024w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/diversification-dactifs-numeriques-768x429.jpg 768w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/04\/diversification-dactifs-numeriques-18x10.jpg 18w\" sizes=\"(max-width: 1376px) 100vw, 1376px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/crypto-diversifier\/\" >\n\t\t\t\tDiversification de portefeuille et cryptomonnaie en 2026\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>L&rsquo;essentiel \u00e0 retenir : int\u00e9grer 1 % \u00e0 5 % de cryptomonnaies renforce la r\u00e9silience du patrimoine gr\u00e2ce \u00e0 une d\u00e9corr\u00e9lation strat\u00e9gique avec les march\u00e9s classiques. Ce levier prot\u00e8ge contre l&rsquo;inflation mon\u00e9taire tout en captant la croissance du Web3. Le point diff\u00e9renciant : en Suisse, les gains en capital issus<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t8 September 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-6676 post type-post status-publish format-standard has-post-thumbnail hentry category-investissements\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/banque-privee-vs-cabinet-independant\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1376\" height=\"768\" src=\"https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/decision-financiere-strategique.jpg\" class=\"attachment-full size-full wp-image-6677\" alt=\"Un homme d&#039;affaires contemple des \u00e9crans holographiques de donn\u00e9es financi\u00e8res et de justice dans un bureau avec vue urbaine.\" srcset=\"https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/decision-financiere-strategique.jpg 1376w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/decision-financiere-strategique-300x167.jpg 300w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/decision-financiere-strategique-1024x572.jpg 1024w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/decision-financiere-strategique-768x429.jpg 768w, https:\/\/conseillerfinanciergeneve.ch\/wp-content\/uploads\/2026\/09\/decision-financiere-strategique-18x10.jpg 18w\" sizes=\"(max-width: 1376px) 100vw, 1376px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/banque-privee-vs-cabinet-independant\/\" >\n\t\t\t\tDiff\u00e9rence banque priv\u00e9e ind\u00e9pendant : comment choisir ?\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>L&rsquo;essentiel \u00e0 retenir : la banque priv\u00e9e assure la garde s\u00e9curis\u00e9e de vos titres et le financement, tandis que le cabinet ind\u00e9pendant orchestre votre strat\u00e9gie globale avec une architecture ouverte. Depuis 2020, la r\u00e9glementation LSFin garantit une protection accrue et une transparence totale des frais. Cette compl\u00e9mentarit\u00e9 permet d&rsquo;allier la<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t8 September 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t<div class=\"e-load-more-anchor\" data-page=\"1\" data-max-page=\"41\" data-next-page=\"https:\/\/conseillerfinanciergeneve.ch\/en\/wp-json\/wp\/v2\/pages\/3446\/page\/2\/\"><\/div>\n\t\t\t\t<nav class=\"elementor-pagination\" aria-label=\"Pagination\">\n\t\t\t<span class=\"page-numbers prev\">Previous<\/span>\n<span aria-current=\"page\" class=\"page-numbers current\"><span class=\"elementor-screen-only\">Page<\/span>1<\/span>\n<a class=\"page-numbers\" href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/wp-json\/wp\/v2\/pages\/3446\/page\/2\/\"><span class=\"elementor-screen-only\">Page<\/span>2<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/wp-json\/wp\/v2\/pages\/3446\/page\/3\/\"><span class=\"elementor-screen-only\">Page<\/span>3<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/wp-json\/wp\/v2\/pages\/3446\/page\/4\/\"><span class=\"elementor-screen-only\">Page<\/span>4<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/wp-json\/wp\/v2\/pages\/3446\/page\/5\/\"><span class=\"elementor-screen-only\">Page<\/span>5<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/wp-json\/wp\/v2\/pages\/3446\/page\/6\/\"><span class=\"elementor-screen-only\">Page<\/span>6<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/wp-json\/wp\/v2\/pages\/3446\/page\/7\/\"><span class=\"elementor-screen-only\">Page<\/span>7<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/wp-json\/wp\/v2\/pages\/3446\/page\/8\/\"><span class=\"elementor-screen-only\">Page<\/span>8<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/wp-json\/wp\/v2\/pages\/3446\/page\/9\/\"><span class=\"elementor-screen-only\">Page<\/span>9<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/wp-json\/wp\/v2\/pages\/3446\/page\/10\/\"><span class=\"elementor-screen-only\">Page<\/span>10<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/wp-json\/wp\/v2\/pages\/3446\/page\/11\/\"><span class=\"elementor-screen-only\">Page<\/span>11<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/wp-json\/wp\/v2\/pages\/3446\/page\/12\/\"><span class=\"elementor-screen-only\">Page<\/span>12<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/conseillerfinanciergeneve.ch\/en\/wp-json\/wp\/v2\/pages\/3446\/page\/13\/\"><span class=\"elementor-screen-only\">Page<\/span>13<\/a>\n<a class=\"page-numbers\" 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