Calculation of AVS and LPP pensions

How much will my pension be? AVS/LPP

Estimating your future old-age pension (AVS/LPP) is crucial for successful retirement planning in Switzerland.
Learn how to calculate your retirement pension, taking into account the various factors that influence its amount. An accurate estimate allows you to better anticipate your financial needs for a peaceful retirement.

Calculateur de Retraite AVS / LPP

AVS / LPP Retirement Calculator

Start planning your financial future today with our online tool! This calculator will help you estimate your retirement income in Switzerland using contributions from the AHV (Old Age and Survivors' Insurance) and LPP (Occupational Pension Plan Act) systems.

As a resident or cross-border commuter, it's important to know how much to expect. Simply fill in your information below for a quick and accurate estimate.

The returns on your LPP, as well as the super-mandatory portion, are not taken into account in this estimate. Furthermore, if you have used part of your LPP, this is not taken into account here. For a more precise and personalized assessment, it is recommended to consult an advisor.

📊 Résultats de votre retraite

AVS : - CHF

LPP : - CHF


Total annuel : - CHF

Total mensuel : - CHF

📈 Votre Résumé

Pourcentage de votre retraite par rapport à votre revenu annuel : - %

La barre bleu représente votre revenu annuel actuel. La barre orange montre visuellement le montant estimé de votre retraite.

Découvrez comment combler cette lacune avec un conseiller ⟶

Importance of calculating your retirement

The 3 pillars

In Switzerland, the pension system is based on three pillars:

  • 1st pillar (AVS) : Guarantees a basic income to cover your essential needs in retirement.

  • 2nd pillar (LPP) : Supplements the AVS in order to maintain your standard of living before and after retirement.

  • 3rd pillar : Voluntary additional savings to strengthen your financial security and enjoy a more comfortable retirement.

Calculating your retirement allows you to anticipate the gaps between your needs and your resources, in order to take the necessary measures to maintain your quality of life.

FAQs

Questions / Answers

We answer your most common questions about calculating your OASI and LPP pension.
Whether you are in Switzerland, France or elsewhere, we will help you estimate your retirement pension, taking into account the three pillars of the Swiss system. Our tailor-made solutions help you optimize your savings and to guarantee a peaceful financial future, en vous fournissant une vue complète et précise de votre future retraite.

Calculating your retirement allows you to understand the amount you can claim from three pillarsThis helps you anticipate possible gaps in your resources and take the necessary steps to ensure sufficient income in retirement.

Yes, it is possible to estimate your retirement by integrating the returns from your LPP as well as your contributions. However, for a more accurate estimate, it is recommended to consult an advisor, because several variables come into play in calculating returns and contributions.

Not calculating your retirement can lead to unpleasant surprises when you retire. You risk finding yourself with insufficient resources to maintain your standard of living. It's essential to plan now to ensure a peaceful and comfortable retirement.

To optimize your contributions, it is advisable to optimize your assets 2nd pillar (LPP) on a vested benefits account and explore savings options in the 3rd pillarYou can also adjust your investments based on your career situation and retirement goals, and consult an advisor for tailored planning that will maximize your tax benefits and savings.

Testimonials

What our clients think

Discover what our clients say about our personalized and efficient service.

Thanks to the team's support, I was able to obtain an accurate estimate of my future retirement pension. The advice on the three pillars allowed me to better plan my retirement. Quality service!

Théo Petinot

I was able to optimize my retirement contributions with advice on calculating AHV and LPP pensions. The team guided me effectively and helped me understand how to maximize my future resources. Very professional!

Clémentine Limon

I was able to optimize my retirement contributions with advice on calculating AHV and LPP pensions. The team guided me effectively and helped me understand how to maximize my future resources. Very professional!

Léo Dragi

The team took the time to explain all aspects of calculating my AHV and LPP pension. Thanks to their advice, I have a clear vision of my financial situation in retirement. I highly recommend their service.

Éloïse Moupain

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